Should Debt Payments be Suspended
Debt Consolidation or Bankruptcy? What is the real difference between debt consolidation and bankruptcy? They both affect your credit score in a negative manner, which is the correct choice when a...
View ArticleHow to manage your mortgage or rent
How to manage if mortgage or rent can’t be paid while shelter in place order is in effect The Shelter in Place Orders and the coronavirus pandemic are causing serious financial conditions for people...
View ArticleCorona Virus Spurs Changes to the Bankruptcy Code
The President signed into law the Coronavirus Aid Relief, and Economic Security Act (“CARES Act”) on March 27, 2020. Bankruptcy is Federal Law and the Federal Government added some provisions to the...
View ArticleCOVID-19 and Bankruptcy
The President signed into law the Coronavirus Aid Relief, and Economic Security Act (“CARES Act”) on March 27, 2020. Bankruptcy is Federal Law and the Federal Government added some provisions to the...
View ArticleDoes Bankruptcy Protect Assets and Income
One of the very basic tenants and cornerstones of protection is the automatic stay. When a Bankruptcy case is filed the automatic stay is put into place. The automatic stay acts as a shield to...
View ArticleWhy is paying off creditors before bankruptcy generally not a good idea?
It is generally not wise to repay debts just before filing bankruptcy. Those considering bankruptcy often owe debts to many creditors. As a result, many are tempted to attempt to pay off one or more...
View ArticleHow To Hire An Attorney
In most cases, when you hire an attorney, you are embarking on a long term relationship. In the United States, the attorney acts as solicitor and counselor. This means that the attorney does the legal...
View ArticleSecond Mortgage Lienstripping
The Bankruptcy Code offers a number of interesting code sections that allow for reorganization of secured debt. The most secured debt that people have are their cars and their homes. The Bankruptcy...
View ArticleWhat is community property?
California divides property into two main categories for divorce purposes: community property and separate property. Community property is defined as any assets that are acquired during marriage....
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